Self Employed

If you're self-employed and in need of a mortgage, we offer low rates and excellent options. Even if you've been declined before, our process is fast and efficient. We understand that claimed expenses can impact your taxable income, so our mortgage options take this into consideration. If you have significant expenses that affect your qualifying income, our Stated Income mortgage could be beneficial for you. We also accept dividend and investment income, as long as you can provide proof and stability. To apply, you'll need to submit various documents such as your Notice of Assessment, T1 Tax Statement, proof of ownership in your business, financial statements or contracts, and your Article of Incorporation or business license. We work with top Canadian lenders including banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. If you're a Business For Self (BFS) borrower, we offer tailored options just for you. Give us a call to discuss your mortgage needs.

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