At Mortgages for People New to Canada, we provide assistance to newcomers in understanding the Canadian real estate market and its associated costs, such as closing costs and adjustment costs. We aim to help our clients build equity instead of paying rent, taking advantage of their employment and credit sources. Whether you have saved at least a 20% down payment or can only afford 5% down, we can find the best rates and mortgage options for you, even for loan amounts over $1 million. We also inform our clients about homebuyer incentive programs and down payment assistance options. With access to various lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a tailored mortgage product that meets your needs and provides the best rate, even if you have limited credit or employment history. Additionally, we offer innovative tools to ensure an efficient and smooth first-time home buying experience in Canada.