Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, we can provide fast mortgage approval for self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as it is stable and can be proven. To apply, you will need to provide various documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Contact us today to discuss your mortgage needs!

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