Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined elsewhere. Our self-employed mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage may be particularly useful for you. We also accept dividend and investment income, provided that there is stability and proof available. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to consider reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call for further information!

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