We offer competitive rates and excellent mortgage options tailored specifically for self-employed individuals, including those who have faced previous declines. Our fast approval process considers reduced taxable income due to claimed expenses, with specialized Stated Income mortgages designed for applicants whose qualifying income is affected by business costs. We accept dividend and investment income, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Customized solutions for Business For Self borrowers are also available—give me a call!