Our program aims to assist newcomers to Canada in navigating the real estate market and understanding the associated costs. We provide guidance on closing costs and adjustment costs, ensuring that newcomers can make informed decisions. Additionally, we emphasize the importance of building equity instead of renting, allowing newcomers to benefit from employment and credit sources. We offer competitive rates and mortgage options for individuals seeking higher loan amounts, with a minimum 20% down payment saved. However, we also provide flexibility on down payment requirements, allowing for as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product to meet your specific needs and secure the best rate available. Furthermore, we offer innovative tools to streamline the first-time home buying experience for newcomers.