Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options to meet your needs. Our fast approval process is designed specifically for self-employed individuals, even if you have been declined in the past. We understand that your taxable income may be reduced due to claimed expenses, which is why our mortgage options take this into consideration. If your qualifying income is impacted by expenses, our Stated Income mortgage could be beneficial for you. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Contact us today for tailored options for Business For Self (BFS) borrowers.

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