Discover how much you can afford for your home purchase with my expert assistance in mortgage pre-approvals. I help you establish a clear financial strategy by determining your mortgage amount, down payment, and overall affordability. I also guide you through the necessary documentation for conditional approval. A pre-approval, which is your crucial first step, reveals how much a lender can lend based on your current finances, uncovers potential qualification issues early, and accelerates the approval process. Typically valid for 60 to 120 days depending on the lender and credit, some pre-approvals even allow rate locks to protect against rising interest rates. Utilizing Canada’s most advanced tools, we minimize errors, enhance efficiency, and save you time, while our quick pre-qualification services quickly inform you of your qualification status.