Mortgages for individuals new to Canada aim to assist newcomers in understanding the Canadian real estate market and associated costs such as closing and adjustment costs. These mortgages offer the opportunity to build equity instead of paying rent, benefiting from employment and credit sources. Moreover, newcomers looking for higher loan amounts (over $1 million) can find the best rates and mortgage options, with flexibility on down payment requirements. We also provide information on homebuyer incentive programs and down payment assistance options. With access to a variety of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product to meet your needs at a competitive rate, even if you have limited credit and employment history. Additionally, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.