Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our mortgage options take into account the reduced taxable income that comes from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage for those whose qualifying income is impacted by expenses. We accept dividend and investment income, provided that stability and proof requirements are met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. We also provide options specifically tailored for Business for Self (BFS) borrowers. Give us a call today to learn more about our self-employed mortgage options.

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