At Mortgages for People New to Canada, we understand that buying a home and navigating the Canadian real estate market can be overwhelming, especially for newcomers. That's why our goal is to assist you in understanding all aspects of Canadian real estate, including the associated costs such as closing costs and adjustment costs. We want to ensure that you are fully informed and prepared for the financial commitment of homeownership.

One of the key benefits of owning a home is the opportunity to build equity, rather than simply paying rent. As a newcomer to Canada, you may have access to employment and credit sources that can contribute to your ability to qualify for a mortgage. We will work closely with you to explore your employment and credit history, and help you understand how these factors can impact your eligibility for a mortgage.

When it comes to finding the best mortgage rates and options, we have you covered. Whether you are looking for a higher loan amount, such as over $1 million, or have saved up at least a 20% down payment, we can assist you in finding the right mortgage solution. We also offer flexibility on down payment requirements, with options available for as little as 5% down. Our team will guide you through the homebuyer incentive programs and down payment assistance options that may be available to you.

As mortgage brokers, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can design a custom-tailored product that fits your specific mortgage needs and locks in at the best rate, even if you don't qualify at your bank for reasons such as limited credit and employment history.

In addition to our extensive network of lenders, we also provide access to innovative tools that can streamline your first-time home buying experience. We understand that efficiency is key, and we want to make the process as smooth as possible for you.

At Mortgages for People New to Canada, we are committed to helping newcomers achieve their homeownership goals. Our experienced team is dedicated to providing you with the guidance, expertise, and personalized service you need to make informed decisions and secure the right mortgage for your unique situation.