Self Employed

We offer self-employed individuals low rates and excellent mortgage options, including fast approval even if you have been declined before. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making our Stated Income mortgage useful for those with expenses impacting qualifying income. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Contact us today to discuss tailored options for Business For Self (BFS) borrowers.

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