Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who may have been previously declined by other lenders. Our self-employed mortgage options take into consideration your reduced taxable income resulting from claimed expenses. We also offer a Stated Income mortgage for individuals whose expenses impact their qualifying income. In addition, we accept dividend and investment income, with stability and proof requirements. When applying for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are self-employed and interested in our mortgage options, please give us a call!

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