At Mortgages for People New to Canada, we aim to assist newcomers in navigating the Canadian real estate market. We strive to educate individuals about the costs associated with purchasing a property, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of their employment and credit sources. We specialize in finding the best rates and mortgage options for those seeking loans over $1 million, requiring a minimum of a 20% down payment, although we also offer flexibility with as little as a 5% down payment. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage product that suits your needs and secures the best rate, regardless of any limitations you may have, such as limited credit or employment history. Lastly, we offer innovative tools in Canada to ensure an efficient and successful first-time home buying experience.