I can assist you in determining how much you can afford for your home purchase by providing vital mortgage pre-approvals. This process involves defining your financial strategy, mortgage amount, down payment, and affordability. I can also advise you on the required documents for conditional approval. Pre-approval is the first step towards obtaining a mortgage approval and it allows you to discover the amount you can borrow from a lender based on your current finances. It also helps identify any potential obstacles to qualification and speeds up the approval process. The duration of pre-approval typically ranges from 60 to 120 days depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the rate to protect against rising interest rates. By using advanced tools, we can reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools can provide you with information on what you are qualified for.