We offer assistance to newcomers in understanding the Canadian real estate market and the costs associated with it, such as closing costs and adjustment costs. Instead of paying rent, we help newcomers build equity in their own homes, taking advantage of their employment and credit sources. We also help them find the best rates and mortgage options, especially for those looking for higher loan amounts (over $1 million) with a down payment of at least 20%, or with more flexibility on down payment, starting from as little as 5%. We also provide information on homebuyer incentive programs and down payment assistance options. Furthermore, we have access to various lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allowing us to design a customized product that suits your mortgage needs and secures the best rate, even if you don't qualify at your bank due to limited credit and employment history. Lastly, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.