We offer competitive mortgage rates and excellent financing options specifically designed for self-employed individuals. Our solutions are tailored to meet the unique challenges faced by business owners, including those who have previously experienced mortgage declines. With a streamlined and fast approval process, we strive to make your home-buying journey smooth and efficient.

Understanding that self-employed applicants often report reduced taxable income due to business expenses, our mortgage options take these factors into account. Stated Income mortgages are available for individuals whose qualifying income is influenced by claimed expenses, providing more flexibility in income verification. Additionally, we accept dividend and investment income as part of your financial profile, provided there is stability and appropriate documentation to support it.

To apply, you will need to provide several key documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and either a copy of the Articles of Incorporation or your business license. We work with top Canadian lenders, such as major banks, mortgage finance companies, credit unions, and alternative financers who consider reasonable income estimates.

If you are a Business For Self (BFS) borrower, we have tailored mortgage options designed to fit your needs. Contact me today to discuss how we can help you secure the right mortgage.