We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you are a business owner or a freelancer, we understand the unique challenges you face when it comes to securing a mortgage. That's why we strive to provide fast approval for self-employed individuals, even if you have been previously declined by other lenders.

One of the main advantages of our self-employed mortgage options is that we consider the reduced taxable income that often comes with claimed expenses. Unlike traditional mortgages that rely solely on your taxable income, our stated income mortgage option takes into account your actual earning potential, considering the impact of your expenses on your qualifying income.

We also understand that self-employed individuals often have diverse sources of income, such as dividends and investments. We accept these types of income as well, as long as you can provide stability and proof of these earnings.

To apply for one of our self-employed mortgage options, there are several documents that you will need to provide. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

When working with us, you will have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to accept reasonable income estimates and offer competitive rates tailored to the unique needs of self-employed individuals.

If you are a Business For Self (BFS) borrower, we have options specifically tailored to your needs. Give us a call today and let us help you navigate the mortgage application process as a self-employed individual.