Self Employed

We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including those who have faced previous mortgage declines. Our fast approval process takes into account reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for qualifying when expenses affect reported earnings. We accept dividend and investment income, provided stability and proof are documented. Required paperwork includes the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. We work with top Canadian lenders—from major banks to credit unions and alternative financers—offering tailored solutions for Business For Self (BFS) borrowers. Contact me to explore your options!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2026 All rights reserved.