We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. We also have a Stated Income mortgage option for individuals whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call to learn more about our self-employed mortgage solutions.