Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined in the past, we can help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses have a significant impact on your qualifying income, our Stated Income mortgage could be a viable solution. We also accept dividend and investment income, provided you are able to provide stability and proof of these earnings. To apply, you will need to submit documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today for more information.

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