If you're looking to purchase a home, I can help you determine how much you can afford. I provide mortgage pre-approvals, which involve analyzing your financial situation, including your mortgage amount, down payment, and overall affordability. I also guide you on the necessary documents for a conditional approval. Pre-approval is the first step towards mortgage approval and it gives you an idea of how much you can borrow from a lender based on your current finances. It also helps identify any early obstacles to qualification and expedites the approval process. These pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from potential increases. We use advanced tools in Canada to reduce errors, increase efficiency, and save you time. Our quick pre-qualification tools can inform you of your eligibility.