Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses, making the Stated Income mortgage particularly useful for those with expenses impacting qualifying income. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply, applicants will need to provide documents like their Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, reasonable income estimates can be considered. Tailored options are also available for Business For Self borrowers. For more information, please give us a call.