We offer assistance to individuals who are new to Canada and are interested in obtaining a mortgage. Our services include helping newcomers understand the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We also strive to help newcomers build equity by owning a home instead of paying rent, taking advantage of employment and credit sources. Furthermore, we can help find the best rates and mortgage options for those seeking higher loan amounts with a down payment of at least 20%, or the flexibility of a down payment as low as 5%. We can also provide information on homebuyer incentive programs and down payment assistance options. With access to various lenders including major banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage product that suits your needs and offers the best rate, even if you have limited credit or employment history. Finally, we offer access to innovative tools in Canada for a streamlined first-time home buying experience.