Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have previously been declined. Our mortgage options take into account the reduced taxable income that often comes with claimed business expenses. The Stated Income mortgage program is particularly useful for self-employed individuals who have expenses that impact their qualifying income. We also consider dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. Give us a call to get started!

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