Mortgages for newcomers to Canada are available to help them navigate the Canadian real estate market and understand associated costs such as closing and adjustment costs. By choosing to build equity instead of renting, newcomers can benefit from employment and credit sources. Those looking for higher loan amounts (over $1 million) can find the best rates and mortgage options, with the option of a minimum down payment of 20% or as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. We have access to Canada's top lenders, allowing us to design a custom-tailored mortgage product that fits your needs, even if you have limited credit or employment history. Take advantage of innovative tools to have an efficient first-time home buying experience in Canada.