Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been declined in the past, fast mortgage approval is now possible. These mortgage options take into account the reduced taxable income that self-employed individuals may have due to claimed expenses. The Stated Income mortgage option is especially useful for those with expenses that impact their qualifying income. Dividend and investment income are also accepted, as long as there is stability and proof requirements. To apply for these mortgage options, certain documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, is available, all of which accept reasonable income estimates. With options tailored for Business For Self (BFS) borrowers, it is recommended to give them a call for more information.