One of the services we offer is assistance to newcomers in Canada who are interested in purchasing real estate. We understand that navigating the Canadian real estate market can be overwhelming, especially for those who are unfamiliar with the country and its associated costs. We aim to provide newcomers with a clear understanding of these costs, including both the closing costs and adjustment costs involved in purchasing a property.

We believe that purchasing a property and building equity, rather than renting, can be a beneficial financial decision for newcomers. By owning a property, newcomers can take advantage of employment and credit sources that may not be available to them as renters. This can help them establish a strong financial foundation in Canada.

For newcomers who are interested in purchasing a property with a higher loan amount (over $1 million), we can help find the best rates and mortgage options available. This is contingent on having at least a 20% down payment saved and offers more flexibility on down payment requirements, allowing for as little as 5% down. We will provide information and guidance on homebuyer incentive programs and down payment assistance options that may be available.

Our access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a custom-tailored mortgage product that suits the individual needs of our clients. Even if a client does not qualify for a mortgage at their bank due to limited credit history or employment history, we can still secure the best rate for them.

In addition to these services, we also offer access to innovative tools in Canada that can enhance the first-time home buying experience. These tools can streamline the process and make it more efficient, ensuring that newcomers have a smooth and successful home buying journey.

Overall, our goal is to assist newcomers in Canada with navigating the real estate market, understanding associated costs, and securing the best mortgage options for their individual needs. We are committed to providing a comprehensive service that supports newcomers in building equity and establishing a strong financial future in Canada.