We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who may have been declined in the past. Our self-employed mortgage options take into consideration reduced taxable income from claimed expenses. We also offer a Stated Income mortgage for individuals whose expenses have impacted their qualifying income. We accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions and alternative financers that accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. If you're interested, please give us a call.