Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even those who have been previously declined can still qualify. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. We also provide a Stated Income mortgage option for those whose qualifying income is impacted by their expenses. We accept dividend and investment income, but require stability and proof. The required documents for applying include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer options tailored specifically for self-employed borrowers. Call us today for more information!

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