We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast mortgage approval process is designed to accommodate self-employed individuals, even if they have been declined in the past. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage option for those who have substantial expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our options can be tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more!