Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined for a mortgage, our fast approval process can still help you secure a loan. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses have had a significant impact on your qualifying income, our Stated Income mortgage can be particularly beneficial. We also accept dividend and investment income, provided that it is stable and can be proven. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide you with reasonable income estimates and tailor options specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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