We offer low rates and excellent mortgage options specifically catered to self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those who have expenses impacting their qualifying income, our Stated Income mortgage is useful. We also accept dividend and investment income, provided there is stability and proof requirements met. To initiate the mortgage application, you will need to submit certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are open to accepting reasonable income estimates. We also offer tailored options specifically designed for Business For Self (BFS) borrowers. If you are interested, please feel free to give us a call.