Self Employed

We offer self-employed individuals low rates and excellent mortgage options, with fast approval even if you've been declined before. Our mortgage options take into consideration your reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be useful for you. We also accept dividend and investment income, as long as there is stability and proof provided. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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