At Mortgages for People New to Canada, our goal is to help newcomers understand the Canadian real estate market and navigate through the associated costs. We believe that owning a home and building equity is a much better option than paying rent, especially when you have employment and credit sources to back you up.

One of the ways we assist newcomers is by finding them the best rates and mortgage options. If you are looking for a higher loan amount, over $1 million, and have saved at least 20% for a down payment, we can help you explore your options. We also offer more flexibility on down payment requirements, allowing you to put as little as 5% down. We will explain any homebuyer incentive programs that you may qualify for, as well as down payment assistance options that could help make your home buying journey easier.

With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that suits your unique mortgage needs. Even if you don't qualify for a mortgage at your bank due to limited credit and employment history, we can find alternative options for you. Our priority is to secure the best rate possible for you, regardless of your circumstances.

To ensure an efficient first-time home buying experience, we provide access to innovative tools in Canada. These tools will help you stay organized, track progress, and stay informed throughout the entire process. We understand that buying a home in a new country can be overwhelming, and we are here to make it as smooth and hassle-free as possible.

If you are a newcomer to Canada and are interested in purchasing your first home, Mortgages for People New to Canada is here to assist you. We will guide you through the process, explain the costs involved, and find the best mortgage options for you. Let us help you make your dream of owning a home in Canada a reality.