Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If your qualifying income has been affected by expenses, our Stated Income mortgage could be the solution for you. Dividend and investment income are also accepted, provided there is stability and proof. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more about how we can help you.

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