Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been turned down before, we can still help you. Our mortgage options take into account your reduced taxable income from claimed expenses, making it easier for you to qualify. The Stated Income mortgage option is particularly useful for those who have expenses that impact their qualifying income. We also accept dividend and investment income, but you will need to provide proof and show stability. In order to apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, and other relevant financial documents. We have access to some of the top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today!

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