We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process allows self-employed individuals to secure a mortgage even if they have been declined before. Our mortgage options take into consideration the reduced taxable income that results from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage is particularly useful. We also accept dividend and investment income, as long as it can be proven and is stable. To apply for a mortgage, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs.