Self-employed individuals can take advantage of low rates and excellent mortgage options, with the added benefit of fast approval even after previous declines. These mortgage options are designed to consider the reduced taxable income from claimed expenses, making it easier for self-employed borrowers to qualify. A Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. Additionally, dividend and investment income are accepted as well, as long as stability and proof requirements are met. To apply for these mortgage options, borrowers will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates is also available. Tailored options specifically designed for Business For Self borrowers are also offered. For more information, feel free to give me a call!