Discover how much you can afford for your home purchase through vital mortgage pre-approvals, where I will assist in determining your financial strategy, mortgage amount, down payment, and affordability. I will provide guidance on the necessary documents for conditional approval, with pre-approval serving as the initial step towards mortgage approval by indicating the borrowing amount from a lender based on your current financial situation. This process also highlights any early qualification challenges and expedites the approval process, with pre-approvals typically lasting for 60, 90, or 120 days depending on the lender and your credit history. Additionally, some lenders offer the option to lock in the rate to safeguard against increasing interest rates. With advanced tools available in Canada, errors are minimized, efficiencies are improved, and time is saved, while quick pre-qualification tools provide insight into your qualifications.