Hi, I'm Nathan Kales, a Mortgage Agent - Level 1 in Richmond Hill, ON, working with a reputable company in Ontario. With a background in construction management, tech auditing, and mortgage expertise, I bring over 40 years of experience in the real estate industry to the table. Having received my education from the University of Toronto and achieved the remic certification, I have honed my skills and knowledge to provide excellent mortgage services. Outside of work, I enjoy indulging in sports, watching old movies, and exploring the world of real estate. Fluent in English and German, I am committed to delivering exceptional service to my clients in the mortgage industry.