Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Even if you have been declined before, we can provide fast mortgage approval. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it beneficial for those with expenses that impact qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Call us for more information!

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