We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval for self-employed individuals, even if they have been declined in the past.

One of the advantages of our mortgage options is that we take into consideration the reduced taxable income often experienced by self-employed individuals due to claimed expenses. We understand that these expenses can impact qualifying income, which is why we offer a Stated Income mortgage option that can be extremely useful in these situations.

Another aspect that sets us apart is our acceptance of dividend and investment income. We understand that self-employed individuals may have different sources of income, and we are able to consider these sources as long as they meet stability and proof requirements.

To apply for a mortgage, we require certain documents to support your application. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that we can explore various options for you and choose the one that best suits your needs. Our lenders are willing to accept reasonable income estimates from self-employed individuals.

For those who fall under the Business For Self (BFS) category, we have tailored mortgage options available. We understand the unique circumstances faced by BFS borrowers and have designed our options to accommodate their needs.

If you are self-employed and looking for a mortgage solution, please give us a call. We are here to help and provide you with the best options available.