If you are a self-employed individual looking for a mortgage, we offer low rates and excellent options to suit your needs. We understand the unique financial situation of self-employed individuals and are here to help you navigate the mortgage process.

One of the advantages of choosing us is our fast mortgage approval process, even if you have been declined in the past. We know that being self-employed can sometimes make it harder to qualify for a mortgage, but we have options specifically designed to help you overcome this challenge.

Our mortgage options take into consideration your reduced taxable income resulting from claimed expenses. We understand that as a self-employed individual, you may have various expenses related to your business that impact your qualifying income. With our Stated Income mortgage option, we can take these expenses into account and provide you with a mortgage that suits your financial needs.

We also accept dividend and investment income, as long as there is stability and proof of income. We understand that self-employed individuals may have additional sources of income beyond their business earnings, and we are willing to consider these sources when calculating your overall income.

To apply for a mortgage, you will need to provide us with certain documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us assess your financial situation and ensure that we can provide you with the best mortgage options.

We have access to top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. This means that we can provide you with a range of mortgage options from reputable lenders.

If you are a Business For Self borrower, we have options specifically tailored to your needs. Give us a call today to discuss your mortgage options and let us help you find the best solution for your unique financial situation.