Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our solutions accommodate reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is impacted. We accept dividend and investment income, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available—give me a call!

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