We offer low interest rates and a wide range of mortgage options specifically designed for self-employed individuals. No matter if you have been declined for a mortgage in the past, we can provide you with a fast approval process. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration.

For those with expenses impacting their qualifying income, our Stated Income mortgage can be a useful solution. This allows you to state your income without having to provide extensive documentation. We also accept dividend and investment income, as long as you can provide stability and proof of this income.

To apply for a mortgage, we will require certain documents from you. This includes your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, any relevant contracts or financial statements, as well as a copy of the Article of Incorporation or business license.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can connect you with the lender that best suits your needs and accepts reasonable income estimates.

In addition to these options, we also provide tailored mortgage solutions for Business For Self (BFS) borrowers. Whether you are just starting your business or have been self-employed for several years, we can create a mortgage plan that works for you.

If you are interested in any of our self-employed mortgage options, please give us a call. We are here to help and guide you through the mortgage process.