Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options specifically designed for individuals like you. Our fast approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our options take into consideration your reduced taxable income due to claimed expenses, making it easier for you to qualify. If your qualifying income is impacted by expenses, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, as long as you can provide stability and proof requirements. The required documents for your mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs!

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