Self Employed

If you are self-employed, we offer low rates and excellent mortgage options for you. We also provide fast mortgage approval, even if you have been declined before. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. We have a Stated Income mortgage available for those whose expenses impact their qualifying income. We also accept dividend and investment income, as long as you can provide proof of stability. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call for more information!

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