Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, with fast approval even if you have been declined before. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses impacting your qualifying income, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options available specifically for Business For Self (BFS) borrowers. Give us a call today to find out more!

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