Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our self-employed mortgage options take into consideration reduced taxable income due to claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage may be a useful option for you. We also accept dividend and investment income, as long as stability and proof requirements are met. Required documents for the mortgage application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you're interested, please don't hesitate to give us a call.

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